fix: 优化收款码加载态，避免首屏错误占位闪现

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkan/Features/Payment/ViewModels/PaymentCollectionDetailsViewModel.swift

@@ -28,6 +28,7 @@ final class PaymentCollectionDetailsViewModel {
 
     private var staticPayURL = ""
     private var dynamicPayURL = ""
+    private var hasCompletedPayCodeRequest = false
     private let appStore: AppStore
     private let payPageConfigCache: PayPageConfigCaching
 
@@ -50,6 +51,11 @@ final class PaymentCollectionDetailsViewModel {
         qrImage != nil && !staticPayURL.isEmpty
     }
 
+    /// 是否应在二维码区域展示加载状态，首次请求开始前也视为加载中，避免短暂闪现错误占位。
+    var isPayCodeLoading: Bool {
+        loading || !hasCompletedPayCodeRequest
+    }
+
     var displayScenicName: String {
         scenicName.isEmpty ? "暂无景区" : scenicName
     }
@@ -85,11 +91,11 @@ final class PaymentCollectionDetailsViewModel {
 
     func loadPayCode(api: PaymentAPI) async {
         guard !loading else { return }
-        refreshLocalState()
         loading = true
-        notifyStateChange()
+        refreshLocalState()
         defer {
             loading = false
+            hasCompletedPayCodeRequest = true
             notifyStateChange()
         }
 

suixinkan/UI/Payment/PaymentCollectionDetailsViewController.swift

@@ -28,6 +28,7 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
     private let qrContainerView = UIView()
     private let qrImageView = UIImageView()
     private let qrPlaceholderView = UIView()
+    private let qrLoadingIndicator = UIActivityIndicatorView(style: .medium)
     private let qrErrorLabel = UILabel()
     private let refreshButton = UIButton(type: .system)
     private let setAmountButton = UIButton(type: .system)
@@ -127,6 +128,10 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
         qrPlaceholderView.layer.cornerRadius = usesBranding ? 10 : 24
         qrPlaceholderView.isHidden = true
 
+        qrLoadingIndicator.color = AppColor.primary
+        qrLoadingIndicator.hidesWhenStopped = true
+        qrLoadingIndicator.accessibilityLabel = "收款码加载中"
+
         qrErrorLabel.text = "未选景区或网络问题"
         qrErrorLabel.font = .systemFont(ofSize: 14)
         qrErrorLabel.textColor = AppColor.danger
@@ -150,6 +155,9 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
                 trailing: 24
             )
         }
+        actionRow.alpha = 0
+        actionRow.isUserInteractionEnabled = false
+        actionRow.accessibilityElementsHidden = true
 
         configureLinkButton(setAmountButton, title: "设置金额")
         configureLinkButton(saveQRButton, title: "保存二维码")
@@ -206,6 +214,7 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
         qrContentStack.spacing = usesBranding ? brandSectionSpacing : AppSpacing.lg
         qrCardView.addSubview(qrContentStack)
 
+        qrPlaceholderView.addSubview(qrLoadingIndicator)
         qrPlaceholderView.addSubview(qrErrorLabel)
         qrPlaceholderView.addSubview(refreshButton)
 
@@ -275,6 +284,9 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
         qrPlaceholderView.snp.makeConstraints { make in
             make.width.height.equalTo(usesBranding ? brandQRContainerSize : 182)
         }
+        qrLoadingIndicator.snp.makeConstraints { make in
+            make.center.equalToSuperview()
+        }
         qrErrorLabel.snp.makeConstraints { make in
             make.top.equalToSuperview().offset(56)
             make.leading.trailing.equalToSuperview().inset(AppSpacing.sm)
@@ -370,9 +382,7 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
 
     private func loadData() async {
         async let pageConfig: Void = viewModel.loadPayPageConfig(api: paymentAPI)
-        showLoading()
         await viewModel.loadPayCode(api: paymentAPI)
-        hideLoading()
         await pageConfig
     }
 
@@ -387,17 +397,33 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
         voiceSwitch.isOn = viewModel.isVoiceBroadcastOpen
         applyBrandConfigIfNeeded()
 
-        if let image = viewModel.qrImage {
+        if viewModel.isPayCodeLoading {
+            qrImageView.isHidden = true
+            qrContainerView.isHidden = true
+            qrPlaceholderView.backgroundColor = viewModel.usesNalatiBranding
+                ? .white
+                : AppColor.inputBackground
+            qrPlaceholderView.isHidden = false
+            qrErrorLabel.isHidden = true
+            refreshButton.isHidden = true
+            qrLoadingIndicator.startAnimating()
+            setActionRowAvailable(false)
+        } else if let image = viewModel.qrImage {
             qrImageView.image = image
             qrImageView.isHidden = false
             qrContainerView.isHidden = !viewModel.usesNalatiBranding
             qrPlaceholderView.isHidden = true
-            actionRow.isHidden = false
+            qrLoadingIndicator.stopAnimating()
+            setActionRowAvailable(true)
         } else {
             qrImageView.isHidden = true
             qrContainerView.isHidden = true
+            qrPlaceholderView.backgroundColor = AppColor.inputBackground
             qrPlaceholderView.isHidden = false
-            actionRow.isHidden = true
+            qrErrorLabel.isHidden = false
+            refreshButton.isHidden = false
+            qrLoadingIndicator.stopAnimating()
+            setActionRowAvailable(false)
         }
 
         if viewModel.showAmountDialog {
@@ -408,6 +434,12 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
         }
     }
 
+    private func setActionRowAvailable(_ isAvailable: Bool) {
+        actionRow.alpha = isAvailable ? 1 : 0
+        actionRow.isUserInteractionEnabled = isAvailable
+        actionRow.accessibilityElementsHidden = !isAvailable
+    }
+
     private func presentAmountDialogIfNeeded() {
         guard amountDialog == nil else {
             amountDialog?.apply(amount: viewModel.amount, remark: viewModel.remark)
@@ -625,9 +657,7 @@ final class PaymentCollectionDetailsViewController: BaseViewController {
 
     @objc private func refreshTapped() {
         Task {
-            showLoading()
             await viewModel.refresh(api: paymentAPI)
-            hideLoading()
         }
     }