完善实名认证、钱包与打卡点模块 UI 与业务逻辑。

对齐 Android 实名认证流程与审核页、钱包提现/积分兑换界面，优化打卡点列表与详情交互，并补充相关资源、主题 token 与单元测试。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkanTests/RealNameAuthAPITests.swift

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+//
+//  RealNameAuthAPITests.swift
+//  suixinkanTests
+//
+
+import XCTest
+@testable import suixinkan
+
+/// 实名认证 API 契约测试。
+@MainActor
+final class RealNameAuthAPITests: XCTestCase {
+    func testInfoUsesAndroidGETPath() async throws {
+        let response = Data(#"{"code":100000,"msg":"success","data":{"real_name_info":null}}"#.utf8)
+        let session = MockURLSession(responses: [response])
+        let api = ProfileAPI(client: APIClient(environment: .testing, session: session))
+
+        _ = try await api.realNameInfo()
+
+        let request = try XCTUnwrap(session.requests.first)
+        XCTAssertEqual(request.httpMethod, "GET")
+        XCTAssertEqual(request.url?.path, "/api/yf-handset-app/photog/real-name/info")
+    }
+
+    func testSMSCodeUsesPOSTWithoutBody() async throws {
+        let response = Data(#"{"code":100000,"msg":"success","data":{}}"#.utf8)
+        let session = MockURLSession(responses: [response])
+        let api = ProfileAPI(client: APIClient(environment: .testing, session: session))
+
+        try await api.realNameSmsVerifyCode()
+
+        let request = try XCTUnwrap(session.requests.first)
+        XCTAssertEqual(request.httpMethod, "POST")
+        XCTAssertEqual(request.url?.path, "/api/yf-handset-app/photog/real-name/sms-verify-code")
+        XCTAssertNil(request.httpBody)
+    }
+
+    func testSubmitUsesAndroidJSONFields() async throws {
+        let response = Data(#"{"code":100000,"msg":"success","data":{}}"#.utf8)
+        let session = MockURLSession(responses: [response])
+        let api = ProfileAPI(client: APIClient(environment: .testing, session: session))
+        let payload = RealNameAuthRequest(
+            realName: "张三",
+            idCardNo: "11010519491231002X",
+            smsVerifyCode: "123456",
+            startDate: "2026-07-13",
+            endDate: "",
+            isLongValid: 1,
+            frontUrl: "front",
+            backUrl: "back"
+        )
+
+        try await api.realNameSubmit(payload)
+
+        let request = try XCTUnwrap(session.requests.first)
+        let body = try XCTUnwrap(request.httpBody)
+        let object = try XCTUnwrap(JSONSerialization.jsonObject(with: body) as? [String: Any])
+        XCTAssertEqual(request.httpMethod, "POST")
+        XCTAssertEqual(request.url?.path, "/api/yf-handset-app/photog/real-name/submit")
+        XCTAssertEqual(object["real_name"] as? String, "张三")
+        XCTAssertEqual(object["id_card_no"] as? String, "11010519491231002X")
+        XCTAssertEqual(object["sms_verify_code"] as? String, "123456")
+        XCTAssertEqual(object["is_long_valid"] as? Int, 1)
+        XCTAssertEqual(object["front_url"] as? String, "front")
+        XCTAssertEqual(object["back_url"] as? String, "back")
+    }
+}