完善钱包提现状态展示与举报摄影师列表交互。

对齐 Android 提现进度与时间线映射，优化钱包与积分兑换页刷新逻辑，并补充相关单元测试与真机测试说明。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkan/Features/Wallet/ViewModels/WalletViewModels.swift

@@ -173,6 +173,16 @@ final class WalletViewModel {
         await loadWithdraw(api: api, refresh: true)
     }
 
+    /// 仅刷新当前选中的钱包 Tab。
+    func refreshSelectedTab(api: any WalletPageServing) async {
+        switch selectedTab {
+        case .withdraw:
+            await refreshWithdraw(api: api)
+        case .transaction:
+            await refreshTransaction(api: api)
+        }
+    }
+
     /// 滚动到底部时加载更多提现记录。
     func loadMoreWithdrawIfNeeded(currentIndex: Int, api: any WalletPageServing) async {
         guard currentIndex >= withdrawRecords.count - 2, withdrawCanLoadMore, !withdrawLoading else { return }
@@ -336,6 +346,85 @@ enum WalletTransactionEntry: Hashable {
     case item(EarningDetailItem)
 }
 
+/// 钱包记录状态的语义色调，由页面映射为模块内固定色值。
+enum WalletStatusTone: Equatable {
+    case info
+    case success
+    case warning
+    case danger
+}
+
+/// 银行卡提现记录的状态展示映射，对齐 Android 结算进度和时间线可见性。
+struct WalletWithdrawStatusDisplay: Equatable {
+    let tone: WalletStatusTone
+    let progress: Int
+    let showsTimeline: Bool
+
+    /// 根据后端结算状态创建展示数据。
+    init(status: Int) {
+        switch status {
+        case 20:
+            tone = .success
+            progress = 80
+            showsTimeline = true
+        case 30:
+            tone = .danger
+            progress = 100
+            showsTimeline = true
+        case 40:
+            tone = .warning
+            progress = 40
+            showsTimeline = true
+        case 50:
+            tone = .success
+            progress = 100
+            showsTimeline = false
+        case 60:
+            tone = .danger
+            progress = 0
+            showsTimeline = true
+        default:
+            tone = .info
+            progress = status == 10 ? 10 : 100
+            showsTimeline = true
+        }
+    }
+}
+
+/// 积分兑现记录的状态文案、进度与时间字段映射。
+struct PointWithdrawStatusDisplay: Equatable {
+    let title: String
+    let tone: WalletStatusTone
+    let progress: Int
+    let timeTitle: String
+
+    /// 根据后端积分提现状态创建展示数据。
+    init(status: Int) {
+        switch status {
+        case 1:
+            title = "提现中"
+            tone = .warning
+            progress = 40
+            timeTitle = "预计到账时间："
+        case 2:
+            title = "提现成功"
+            tone = .success
+            progress = 0
+            timeTitle = "到账时间："
+        case 3:
+            title = "提现失败"
+            tone = .danger
+            progress = 100
+            timeTitle = "审核时间："
+        default:
+            title = "未知"
+            tone = .info
+            progress = 0
+            timeTitle = "预计到账时间："
+        }
+    }
+}
+
 /// 提现申请 ViewModel，管理金额、短信验证码、倒计时和提交状态。
 final class WithdrawViewModel {
     private(set) var withdrawInfo: WithdrawInfoResponse?