Implement profile tab with Android-aligned flows and OSS upload.
Add personal info page, account switch, real-name auth, withdrawal settings, session cache extensions, AlibabaCloudOSS SPM, and unit tests. Co-authored-by: Cursor <cursoragent@cursor.com>
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//
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// WithdrawalSettingsViewModel.swift
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// suixinkan
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//
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import Foundation
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/// 提现设置 ViewModel，管理银行卡绑定两步表单与提交状态。
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final class WithdrawalSettingsViewModel {
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private(set) var currentStep = 1
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private(set) var holderName = ""
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private(set) var bankNo = ""
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private(set) var bankCardFrontURL = ""
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private(set) var bankCardBackURL = ""
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private(set) var bankName = ""
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private(set) var provinceCode = ""
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private(set) var provinceName = ""
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private(set) var cityCode = ""
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private(set) var cityName = ""
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private(set) var branchName = ""
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private(set) var verificationCode = ""
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private(set) var isAgree = false
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private(set) var banks: [String] = []
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private(set) var areas: [AreasResponse] = []
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private(set) var loading = false
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private(set) var sendingCode = false
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private(set) var submitting = false
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private(set) var pendingFrontImageData: Data?
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private(set) var pendingBackImageData: Data?
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private var pendingFrontFileName: String?
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private var pendingBackFileName: String?
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var onStateChange: (() -> Void)?
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var canGoNextStep: Bool {
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currentStep == 1
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&& !holderName.trimmed.isEmpty
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&& (12 ... 25).contains(bankNo.filter(\.isNumber).count)
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&& !bankCardFrontURL.isEmpty
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&& !bankCardBackURL.isEmpty
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&& isAgree
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}
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var canSubmit: Bool {
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currentStep == 2
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&& !holderName.trimmed.isEmpty
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&& (12 ... 25).contains(bankNo.filter(\.isNumber).count)
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&& !bankName.trimmed.isEmpty
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&& !provinceCode.isEmpty
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&& !cityCode.isEmpty
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&& !branchName.trimmed.isEmpty
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&& !verificationCode.trimmed.isEmpty
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&& isAgree
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&& !submitting
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}
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func updateHolderName(_ value: String) {
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holderName = value
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notifyStateChange()
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}
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func updateBankNo(_ value: String) {
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bankNo = value
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notifyStateChange()
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}
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func updateBankName(_ value: String) {
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bankName = value
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notifyStateChange()
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}
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func updateBranchName(_ value: String) {
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branchName = value
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notifyStateChange()
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}
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func updateVerificationCode(_ value: String) {
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verificationCode = value
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notifyStateChange()
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}
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func updateAgree(_ value: Bool) {
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isAgree = value
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notifyStateChange()
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}
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func selectProvince(_ area: AreasResponse) {
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provinceCode = area.code
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provinceName = area.name
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cityCode = ""
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cityName = ""
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notifyStateChange()
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}
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func selectCity(_ area: AreasResponse) {
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cityCode = area.code
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cityName = area.name
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notifyStateChange()
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}
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func goNextStep() {
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guard canGoNextStep else { return }
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currentStep = 2
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notifyStateChange()
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}
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func prepareBankCardImage(data: Data, side: BankCardImageSide) throws {
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let processed = try BankCardImageProcessor.process(data: data, side: side)
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switch side {
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case .front:
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pendingFrontImageData = processed.data
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pendingFrontFileName = processed.fileName
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bankCardFrontURL = "pending"
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case .back:
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pendingBackImageData = processed.data
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pendingBackFileName = processed.fileName
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bankCardBackURL = "pending"
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}
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notifyStateChange()
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}
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func load(api: ProfileAPI) async throws {
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guard !loading else { return }
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loading = true
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notifyStateChange()
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defer {
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loading = false
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notifyStateChange()
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}
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async let bankList = api.bankList()
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async let areaList = api.areas()
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let result = try await (bankList, areaList)
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banks = result.0.banks
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areas = result.1
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notifyStateChange()
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}
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func sendCode(api: ProfileAPI) async throws {
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guard !sendingCode else { return }
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sendingCode = true
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notifyStateChange()
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defer {
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sendingCode = false
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notifyStateChange()
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}
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try await api.bankCardSmsVerifyCode()
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}
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func submit(api: ProfileAPI, uploader: any OSSUploadServing, scenicId: Int) async throws {
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guard canSubmit else {
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throw WithdrawalValidationError.message("请完善银行卡信息")
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}
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submitting = true
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notifyStateChange()
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defer {
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submitting = false
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notifyStateChange()
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}
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try await uploadPendingImages(uploader: uploader, scenicId: scenicId)
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let request = UpdateBankInfoRequest(
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realName: holderName.trimmed,
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cardNumber: bankNo.filter(\.isNumber),
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bankName: bankName.trimmed,
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branchName: branchName.trimmed,
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frontUrl: bankCardFrontURL,
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backUrl: bankCardBackURL,
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provinceCode: provinceCode,
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cityCode: cityCode,
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smsVerifyCode: verificationCode.trimmed
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)
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try await api.updateBankCard(request)
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}
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var provinceOptions: [AreasResponse] { areas }
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var cityOptions: [AreasResponse] {
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areas.first { $0.code == provinceCode || $0.name == provinceName }?.children ?? []
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}
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private func uploadPendingImages(uploader: any OSSUploadServing, scenicId: Int) async throws {
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if let pendingFrontImageData {
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bankCardFrontURL = try await uploader.uploadBankCardImage(
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data: pendingFrontImageData,
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fileName: pendingFrontFileName ?? "bank_card_front.jpg",
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scenicId: scenicId
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) { _ in }
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self.pendingFrontImageData = nil
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}
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if let pendingBackImageData {
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bankCardBackURL = try await uploader.uploadBankCardImage(
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data: pendingBackImageData,
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fileName: pendingBackFileName ?? "bank_card_back.jpg",
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scenicId: scenicId
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) { _ in }
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self.pendingBackImageData = nil
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}
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}
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private func notifyStateChange() {
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onStateChange?()
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}
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}
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enum WithdrawalValidationError: LocalizedError, Equatable {
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case message(String)
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var errorDescription: String? {
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switch self {
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case .message(let message): message
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}
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}
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}
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private extension String {
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var trimmed: String {
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trimmingCharacters(in: .whitespacesAndNewlines)
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}
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}
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