Add Payment and Wallet modules with home routing integration.

Introduce real payment collection and wallet screens to replace home menu placeholders, wire APIs through RootView, and support bank card OSS uploads plus QR code saving to the photo library.

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkanTests/ProfileSecondaryPagesTests.swift

@@ -370,6 +370,11 @@ private final class MockOSSUploader: OSSUploadServing {
     func uploadScenicApplicationImage(data: Data, fileName: String, scenicId: Int, onProgress: @escaping (Int) -> Void) async throws -> String {
         avatarURL
     }
+
+    /// 模拟上传银行卡照片。
+    func uploadBankCardImage(data: Data, fileName: String, scenicId: Int, onProgress: @escaping (Int) -> Void) async throws -> String {
+        avatarURL
+    }
 }
 
 /// 生成测试用 JPEG 图片数据。