新增支付与钱包模块，并接入首页路由

引入真实收款与钱包页面替换首页占位入口，通过 RootView 接入 API，并支持银行卡 OSS 上传及二维码保存到相册。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkanTests/UploadTests.swift

@@ -43,6 +43,10 @@ final class UploadTests: XCTestCase {
             OSSUploadPolicy.objectKey(fileName: "video.mp4", scenicId: 9, moduleType: "task_upload", date: date, uuid: uuid, timeZone: timeZone),
             "task_upload/20260101/9/123456781234123412341234567890AB_video.mp4"
         )
+        XCTAssertEqual(
+            OSSUploadPolicy.objectKey(fileName: "bank.jpg", scenicId: 9, moduleType: "bank_card", date: date, uuid: uuid, timeZone: timeZone),
+            "bank_card/20260101/9/123456781234123412341234567890AB_bank.jpg"
+        )
     }
 
     /// 测试 MIME 类型推断和 URL 拼接规则。