新增支付与钱包模块，并接入首页路由

引入真实收款与钱包页面替换首页占位入口，通过 RootView 接入 API，并支持银行卡 OSS 上传及二维码保存到相册。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkanTests/NavigationRouterTests.swift

@@ -14,6 +14,8 @@ final class NavigationRouterTests: XCTestCase {
     func testPushedRoutesHideTabBarByDefault() {
         XCTAssertTrue(AppRoute.placeholder(title: "详情").hidesTabBarWhenPushed)
         XCTAssertTrue(AppRoute.home(.moreFunctions).hidesTabBarWhenPushed)
+        XCTAssertTrue(AppRoute.home(.paymentCollection).hidesTabBarWhenPushed)
+        XCTAssertTrue(AppRoute.home(.wallet).hidesTabBarWhenPushed)
         XCTAssertTrue(AppRoute.orders(.storeDetail(try! Self.firstOrder())).hidesTabBarWhenPushed)
         XCTAssertTrue(AppRoute.orders(.writeOffDetail(try! Self.firstWriteOffOrder())).hidesTabBarWhenPushed)
     }