新增支付与钱包模块，并接入首页路由

引入真实收款与钱包页面替换首页占位入口，通过 RootView 接入 API，并支持银行卡 OSS 上传及二维码保存到相册。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkan/Features/Payment/API/PaymentAPI.swift

@@ -0,0 +1,55 @@
+//
+//  PaymentAPI.swift
+//  suixinkan
+//
+//  Created by Codex on 2026/6/22.
+//
+
+import Foundation
+import Observation
+
+/// 收款模块服务协议，定义收款码和收款记录接口能力。
+@MainActor
+protocol PaymentServing {
+    /// 获取当前景区的静态收款码和动态收款码基础 URL。
+    func payCode(scenicId: Int) async throws -> PayCodeResponse
+
+    /// 获取当前景区的扫码收款记录。
+    func paymentCollectionRecords(scenicId: Int) async throws -> PaymentCollectionRecordResponse
+}
+
+@MainActor
+@Observable
+/// 收款 API，封装首页“收款”模块需要的网络请求。
+final class PaymentAPI {
+    @ObservationIgnored private let client: APIClient
+
+    /// 初始化收款 API，并注入共享网络客户端。
+    init(client: APIClient) {
+        self.client = client
+    }
+
+    /// 获取当前景区的静态收款码和动态收款码基础 URL。
+    func payCode(scenicId: Int) async throws -> PayCodeResponse {
+        try await client.send(
+            APIRequest(
+                method: .get,
+                path: "/api/yf-handset-app/photog/pay-code",
+                queryItems: [URLQueryItem(name: "scenic_id", value: String(scenicId))]
+            )
+        )
+    }
+
+    /// 获取当前景区的扫码收款记录。
+    func paymentCollectionRecords(scenicId: Int) async throws -> PaymentCollectionRecordResponse {
+        try await client.send(
+            APIRequest(
+                method: .get,
+                path: "/api/yf-handset-app/photog/order/photo-scan-order-list",
+                queryItems: [URLQueryItem(name: "scenic_id", value: String(scenicId))]
+            )
+        )
+    }
+}
+
+extension PaymentAPI: PaymentServing {}