新增支付与钱包模块，并接入首页路由

引入真实收款与钱包页面替换首页占位入口，通过 RootView 接入 API，并支持银行卡 OSS 上传及二维码保存到相册。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkan/App/RootView.swift

@@ -23,6 +23,8 @@ struct RootView: View {
     @State private var accountContextAPI: AccountContextAPI
     @State private var ordersAPI: OrdersAPI
     @State private var statisticsAPI: StatisticsAPI
+    @State private var paymentAPI: PaymentAPI
+    @State private var walletAPI: WalletAPI
     @State private var authSessionCoordinator: AuthSessionCoordinator
     @State private var sessionBootstrapper: SessionBootstrapper
 
@@ -40,6 +42,8 @@ struct RootView: View {
         _accountContextAPI = State(initialValue: AccountContextAPI(client: apiClient))
         _ordersAPI = State(initialValue: OrdersAPI(client: apiClient))
         _statisticsAPI = State(initialValue: StatisticsAPI(client: apiClient))
+        _paymentAPI = State(initialValue: PaymentAPI(client: apiClient))
+        _walletAPI = State(initialValue: WalletAPI(client: apiClient))
         _authSessionCoordinator = State(
             initialValue: AuthSessionCoordinator(
                 tokenStore: tokenStore,
@@ -72,6 +76,8 @@ struct RootView: View {
             .environment(accountContextAPI)
             .environment(ordersAPI)
             .environment(statisticsAPI)
+            .environment(paymentAPI)
+            .environment(walletAPI)
             .environment(authSessionCoordinator)
             .task {
                 apiClient.bindAuthTokenProvider { appSession.token }