对齐 Android 立即收款页面 UI，并补齐推送状态与语音开关。

统一收款详情布局、设置金额弹窗和收款记录样式，接入 type 6/1 推送驱动与轮询 fallback，使 iOS 收款反馈与 Android 一致。

Co-authored-by: Cursor <cursoragent@cursor.com>

suixinkan/Core/Storage/AppPreferencesStore.swift

@@ -13,6 +13,7 @@ final class AppPreferencesStore {
     private let defaults: UserDefaults
     private let lastLoginUsernameKey = "suixinkan.preferences.last_login_username"
     private let privacyAgreementAcceptedKey = "suixinkan.preferences.privacy_agreement_accepted"
+    private let paymentReceiveVoiceKey = "suixinkan.preferences.payment_receive_voice"
 
     /// 初始化偏好存储服务，并允许测试注入独立的 UserDefaults。
     init(defaults: UserDefaults = .standard) {
@@ -43,6 +44,16 @@ final class AppPreferencesStore {
         defaults.bool(forKey: privacyAgreementAcceptedKey)
     }
 
+    /// 读取收款到账语音提醒开关。
+    func loadPaymentReceiveVoiceEnabled() -> Bool {
+        defaults.bool(forKey: paymentReceiveVoiceKey)
+    }
+
+    /// 保存收款到账语音提醒开关。
+    func savePaymentReceiveVoiceEnabled(_ enabled: Bool) {
+        defaults.set(enabled, forKey: paymentReceiveVoiceKey)
+    }
+
     /// 清空登录页偏好。
     func clear() {
         defaults.removeObject(forKey: lastLoginUsernameKey)